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Core Service · Monthly Bookkeeping

Monthly Bookkeeping Services by Expert Bookkeepers

Fincent provides you with a dedicated bookkeeping team that delivers monthly bookkeeping services, categorizing transactions, reconciling accounts, and closing your books every month.

A real accountant reviews every close, then hands you clean financials and a plain summary. No spreadsheets to chase.

Max 5 daysfor a typical close
A dedicated teamon every account
Every accountreconciled
Your Fincent team
PRDSMT+2
Last monthBooks closed
A CPA and a business owner reviewing books together, with a dashboard, invoice, bank reconciliation, and reconciled transactions

Trusted by hundreds of small businesses across the US

Beyond off-the-shelf software

Need something your accounting software can't do? We've got you covered.

There's no need to change the accounting software you already used. Fincent integrates with QuickBooks, Xero, Zoho Books, and virtually any other ERP or business platform, keeping your financial data synchronized automatically.

Our bookkeeping services go beyond basic software capabilities. We help businesses create custom reports, workflows, dashboards, automations, and integrations that support their unique accounting needs.

Built for you, at no additional cost
Custom build queueThis month
Project cash-flow dashboardRequested
Multi-step approval workflowRequested
ERP & payroll integrationRequested
Investor report packRequested
$0 · custom builds are included with every plan
The monthly cycle

What's Included in Our Monthly Bookkeeping Services?

Fincent provides reliable bookkeeping services to keep your financial records accurate, organized, and ready for better business decisions.

Transaction Categorization

Our bookkeeping team reviews and categorizes every bank and card transaction, ensuring your records stay accurate and audit-ready.

  • Human-reviewed transaction categorization
  • Consistent chart of accounts management
  • Cash or accrual basis support

Bank & Card Reconciliation

We reconcile your accounts against statements each month to ensure your financial records are accurate and up to date.

  • Every account reviewed and reconciled
  • Duplicate transactions and errors identified
  • Accurate account balances maintained

Month-End Close

A complete month-end close process with adjustments and accruals, reviewed by accounting professionals for accuracy.

  • Adjusting entries, accruals, and depreciation support
  • Accountant-reviewed financial close
  • Consistent monthly close process

Financial Statements Delivered

Receive reviewed monthly financial statements with clear explanations to help you understand your business performance.

  • Profit & Loss, Balance Sheet, and Cash Flow reports
  • Reports aligned with your business needs
  • Clear summaries of financial changes

A Dedicated Team on Your Account

Work with a dedicated bookkeeping team that understands your business and provides ongoing support.

  • Dedicated bookkeeping professionals
  • Direct communication and support
  • Consistent support as your business grows

Always Ready for Tax and Audit

Maintain organized, reviewed books throughout the year for easier tax preparation and financial reviews.

  • Complete audit trail on financial records
  • Year-end books preparation support
  • Organized records for tax filing
Instant answers

Ask your books a question. Get an answer in seconds.

Fincent's AI reads your live books, so you can ask a plain question and get a clear answer right away. When a question needs a person, your team is one message away.

Where is money being wasted?How long is my runway?Why did expenses jump?
AI
Software was up 18% and travel up 22%. Most of it is two new tools and a sales trip. Want me to flag them for your bookkeeper?
AI
At the current burn, runway is 11 months. Trimming those two tools adds about 3 weeks.
How it works

How Our Monthly Bookkeeping Services Work

Our structured bookkeeping process keeps your financial records accurate, organized, and up to date through transaction management, account reconciliation, month-end close, and financial reporting.

1

Connect Your Accounts and Set Up Your Books

Connect your bank accounts, credit cards, payroll, and accounting systems with Fincent. Our bookkeeping experts review your financial history and organize your accounts to establish accurate bookkeeping workflows.

2

Categorize Transactions and Maintain Accurate Records

Our dedicated bookkeeping team reviews and categorizes transactions regularly, maintains your general ledger, and keeps your financial records accurate throughout the month.

3

Complete Reconciliation and Month-End Close

We reconcile your accounts, review transactions, post necessary adjustments, and complete the month-end close process with accountant oversight to ensure your books are accurate and reliable.

4

Receive Financial Reports and AI-Powered Insights

Receive monthly financial statements, including Profit & Loss, Balance Sheet, and Cash Flow reports, along with AI-powered insights that help you understand business performance, spending trends, and cash flow visibility.

Real people

Meet the team on your account

You are matched with named people who learn your business and stay with you as you grow.

Paige Robertson
Dedicated bookkeeper

Categorizes, reconciles, and answers your day-to-day questions.

Diane Sullivan, CPA
Reviewing accountant

Reviews and signs off every month-end close before it is final.

Marcus Turner
Account lead

Your main point of contact, keeping everything on track.

Tax & payroll
Specialists on call

Looped in the moment you need them, at no extra hassle.

Every service is human-delivered. A dedicated team on your account, working inside the Fincent platform.

Month-end review

A monthly close you can actually watch happen

Each month your bookkeeper and a reviewing CPA close the books, then walk you through what changed. No black box, no waiting until tax time to find out where you stand.

  • See exactly where your close stands, in real time
  • A reviewing CPA signs off before anything is final
  • A short walkthrough of the month, in plain language
Last month's close reviewLive
Paige · Bookkeeper
Diane · CPA reviewer
Alex · You
Sharing:Latest financials
All in one plan

Everything included, every month

One flat plan covers the whole cycle. You do not pay extra for the basics your books need.

Unlimited transaction categorization
Reconciliation of every bank and card account
Cash or accrual basis, your choice
Adjusting journal entries and accruals
A month-end close reviewed by an accountant
P&L, balance sheet, and cash flow
Instant AI answers about your books
A dedicated bookkeeper, messaging, and monthly calls
Connects to your banks, cards, QuickBooks, and payroll
Year-end books ready for your CPA
Pricing

Simple pricing that scales with you

Priced on your monthly expenses. Bill monthly, or save 10% with annual billing.

Your monthly expenses Up to $25,000
$25,000$500,000+
Basic

Basic

$55/mo

Early-stage businesses with simple finances.

  • Quarterly dedicated bookkeeping
  • Cash basis
  • 4 bank or card connections
Book a time
Most popular

Pro

$189/mo
Billed monthly
Up to $25K/month expenses

Growing businesses that need monthly bookkeeping.

  • Monthly dedicated bookkeeper
  • QuickBooks integration
  • Cash or accrual basis
Book a time
Advanced

Advanced

$389/mo
Billed monthly
Up to $25K/month expenses

Scaling businesses that need full financials.

  • Everything in Pro
  • Unlimited bookkeeper calls
  • Business tax filing and project tracking
Book a time
Enterprise

Custom

Custompricing

Businesses needing bespoke financials.

  • Everything in Advanced
  • Dedicated CFO services
  • Custom reports and catch-up bookkeeping
Talk to sales

For more details, visit the Pricing page. QuickBooks integration requires a separate QuickBooks license.

The difference

Why Businesses Choose Fincent?

A dedicated bookkeeper, a CPA-reviewed close, and AI that reads your live books, all in one place.

01

A Real Bookkeeper, Supported by Smart AI

Most bookkeeping is either all software, so there's no one to ask, or all manual, so you wait weeks for answers. Fincent gives you both. You get a dedicated bookkeeper who knows your business, backed by an AI that reads your live books. Most questions get answered in seconds, and your bookkeeper is one message away for the rest.

02

A CPA Reviews Every Close, Not Just a Software Sync

Your books aren't just synced and left alone. A real accountant reviews and signs off on every month-end close before it's final, so what you see is provably correct, not just categorized.

03

No Ticket Queues, No Rotating Staff

You're matched with a named bookkeeper and account lead who stay with you as you grow. It's the same people every time, not a new rep every few months.

04

Built for Tax Season, Not a Scramble Into It

Because your books close every month, tax season is a formality, not a fire drill. Your CPA gets clean, audit-ready books, not three months of catch-up work.

Who we work with

Industries We Serve

Fincent provides bookkeeping services for growing businesses across industries, helping companies maintain accurate financial records, improve financial visibility, and make better financial decisions.

Small Businesses & Startups

From sole proprietors and LLCs to funded startups and franchises, Fincent's small business monthly bookkeeping services help growing businesses build organized books and a strong financial foundation from day one.

Learn more

Tech & Software

Built for SaaS, mobile apps, IT services, and AI startups, with accurate bookkeeping and reporting that keeps pace with recurring revenue, burn rate, and fast moving growth.

Learn more

Real Estate & Construction

Support for realtors, property managers, contractors, and developers, managing transactions, expenses, and reporting across complex, project based finances.

Learn more

Nonprofits

Charities, foundations, NGOs, and associations get accurate, audit ready records built for the accountability donors, boards, and grant makers expect.

Learn more

E-commerce & Retail

For DTC brands, online stores, marketplaces, and retail shops, transaction management and reconciliation built to handle high transaction volume and multiple sales channels.

Learn more

Professional Services

Law firms, agencies, consultants, and accounting firms rely on Fincent to manage transactions, expenses, and financial reporting so they can focus on client work.

Learn more

Healthcare Practices

Clinics, dental practices, physiotherapy, and veterinary businesses get reliable bookkeeping support built for the recurring, compliance heavy nature of healthcare finances.

Learn more

Manufacturing & Wholesale

Producers, distributors, suppliers, and importers get bookkeeping support built for inventory heavy, multi location operations.

Learn more
5 daysfor a typical close
800+clients served
100%of accounts reconciled
Audit-readybooks, always
Loved by founders

Founders who stopped doing their own books

I used to close the books myself at 11pm on the 20th. Now they are done by the 5th and reviewed, and I actually understand the numbers. It is the best money we spend.
DN
Dana NelsonFounder, Brightpath Studio
Having a bookkeeper who answers in the app the same day changed everything. Our year-end was a non-event because the books were already clean.
MT
Mark ThompsonCOO, Unified IT
Good to know

Monthly bookkeeping FAQ

Q.How long does the monthly close take?+

Most closes are done within five business days of month-end. We just need your bank feeds and your answers on anything we flagged.

Q.Do I get a real person or just software?+

Both. You get a named bookkeeper and a reviewing accountant who learn your business, and you message them inside Fincent.

Q.Does Fincent provide bookkeeping services for small businesses?+

Yes. Fincent supports growing businesses with reliable bookkeeping solutions that help maintain accurate records, improve financial visibility, and make better business decisions.

Q.Can Fincent work with my existing accounting software?+

Yes. Fincent integrates with QuickBooks, Xero, Zoho Books, and most other ERP or business platforms. Your team can work inside your existing account or run everything on the Fincent ledger. Either way, there's no double entry.

Q.Why should I hire a bookkeeping company for my business?+

Hiring a bookkeeping company helps businesses save time, reduce accounting errors, and maintain organized financial records. Professional bookkeepers ensure transactions are properly categorized, accounts are reconciled, and financial reports are available for better decision-making.

Q.I am several months behind. Can you help?+

Yes. Our Catch-up Bookkeeping service gets you current first, then monthly bookkeeping keeps you there.

Q.What do I receive each month?+

A full set of reviewed financials, plus a short summary in plain language. Everything can be exported or shared.

Q.How is pricing set?+

It is based on how much you spend each month and how complex your books are, billed as a flat monthly fee.

Hand the books off to us. You still keep the Visibility.

A dedicated team closes your books every month inside one platform. You always know your numbers, and you never chase a close again.