New: the Burn Rate Calculator. Know your runway in 30 seconds →
Core Service · CFO & Advisory

Fractional CFO Services for Smarter Financial Decisions

Fincent provides fractional CFO services that help growing businesses manage cash flow, build financial forecasts, improve profitability, and plan for growth.

Work with an experienced finance leader backed by your live financial data, without the cost of a full-time CFO.

Book a TimeSee Pricing
100+ yearsof cumulative experience
Backed byyour live books
Board-readymodels and reporting
Your Fincent team
PRDSMT+2
Runway14 months
The Fincent team reviewing books and financials together

Trusted by hundreds of small businesses across the US

Beyond off-the-shelf software

Need More Than Your Accounting Software Can Deliver?

Fincent goes beyond basic accounting software with custom reports, workflows, dashboards, automations, and integrations. Our CFO advisory services turn your financial data into forecasts and insights that support better business decisions.

Built for you, at no additional cost
Talk to a CFO Expert
Custom build queueThis month
Project cash-flow dashboardRequested
Multi-step approval workflowRequested
ERP & payroll integrationRequested
Investor report packRequested
$0 · custom builds are included with every plan
What your CFO does

What's Included in Our Fractional CFO Services?

Fincent provides CFO advisory services to help businesses manage cash flow, plan budgets, improve profitability, and make informed financial decisions.

Cash Flow & Runway

Track cash flow, monitor burn rate, and forecast cash needs to identify potential shortages and plan ahead with confidence.

  • ✓Rolling cash flow forecasts
  • ✓Cash runway and burn rate analysis
  • ✓Early identification of cash flow risks

Budgeting & Forecasting

Build budgets, rolling forecasts, and financial scenarios to plan expenses, evaluate risks, and support business growth.

  • ✓Annual budgets and rolling forecasts
  • ✓Base, bull, and bear scenario planning
  • ✓Board-ready financial models

Fundraising & M&A Support

Prepare financial models, investor reports, and due diligence materials to support fundraising and acquisition decisions.

  • ✓Financial models for fundraising
  • ✓Investor reporting and data room preparation
  • ✓Acquisition and due diligence support

The Metrics That Matter

Track business KPIs and review financial performance with clear insights that support better management decisions.

  • ✓Industry-specific KPI dashboards
  • ✓Monthly financial performance reviews
  • ✓Clear insights into financial performance

Pricing and Unit Economics

Review pricing, margins, and customer profitability to understand unit economics and identify opportunities to improve performance.

  • ✓Pricing and margin analysis
  • ✓Unit economics and profitability reviews
  • ✓Customer profitability analysis

Strategic Support

Get CFO guidance on hiring, financing, board preparation, and major decisions that shape your company's financial future.

  • ✓Board meeting preparation & reporting
  • ✓Headcount & compensation planning
  • ✓Strategic guidance for key decisions
Instant answers

Ask your books a question. Get an answer in seconds.

Fincent's AI reads your live books, so you can ask a plain question and get a clear answer right away. When a question needs a person, your team is one message away.

Where is money being wasted?How long is my runway?Why did expenses jump?
AI
Software was up 18% and travel up 22%. Most of it is two new tools and a sales trip. Want me to flag them for your bookkeeper?
AI
At the current burn, runway is 11 months. Trimming those two tools adds about 3 weeks.
Plans & pricing

Three plans, one senior finance partner

Prices are per month, paid quarterly or annually. Choose annual and save 10%.

Essential

Essential CFO

$549/month
Billed quarterly

For early-stage businesses and companies needing financial visibility. Ideal up to $2M revenue.

  • ✓Monthly financial review
  • ✓Financial statements review
  • ✓Cash flow monitoring
  • ✓Budget preparation
  • ✓KPI dashboard
  • ✓Profitability analysis
  • ✓Cost optimization recommendations
  • ✓Quarterly strategy meeting
Book a Time
Most popular

Growth CFO

$1,999/month
Billed quarterly

For growing businesses looking to scale with confidence. Ideal for $2M–$10M revenue.

  • ✓Everything in Essential
  • ✓Weekly CFO meetings
  • ✓Cash flow forecasting
  • ✓Budget vs. actual analysis
  • ✓KPI reporting & business insights
  • ✓Financial planning & forecasting
  • ✓Pricing and margin analysis
  • ✓Lender & banking support
Book a Time
Executive

Strategic CFO

$3,499/month
Billed quarterly

For established businesses requiring executive financial leadership. Ideal above $10M revenue or high-growth startups.

  • ✓Everything in Growth
  • ✓Dedicated Fractional CFO
  • ✓Unlimited strategic consultations
  • ✓Board meeting preparation & participation
  • ✓Investor relations & fundraising support
  • ✓M&A, acquisitions & due diligence
  • ✓Capital raising support
  • ✓Enterprise financial strategy
Book a Time
Introductory Session

Talk to a CFO before you commit

A call with a senior CFO who has already read your books. Bring specific problems your business is facing, whether cash flow, growth, or investor preparedness, and leave with clear next steps.

Not satisfied? We'll refund your session fee.

at just $399Book a session

Not sure which plan fits? Start with an Introductory Session, or book a demo and we'll walk you through it.

Real people

A CFO, backed by a full finance team

Your fractional CFO leads, with a bookkeeper and accountant keeping the numbers behind them clean.

Elena Ross
Fractional CFO

Owns your model, forecast, and the big financial decisions.

Diane Sullivan, CPA
Reviewing accountant

Keeps the books behind your forecast clean and reviewed.

Marcus Turner
Account lead

Your main point of contact, keeping everything on track.

Tax & payroll
Specialists on call

Looped in the moment you need them, at no extra hassle.

Every service is human-delivered. A dedicated team on your account, working inside the Fincent platform.

Monthly review

The monthly meeting where numbers turn into decisions

Each month your CFO walks you through the forecast, the cash position, and the calls in front of you, backed by books your team keeps current.

  • ✓Forecast, runway, and the metrics that matter
  • ✓The big decisions, thought through together
  • ✓Board and investor updates, ready to send
Monthly CFO reviewLive
Elena · Fractional CFO
Diane · CPA reviewer
Alex · You
Sharing:Latest financials
What is included

A senior finance partner, and the models to back them

Everything you need to plan, raise, and make confident calls.

✓A dedicated fractional CFO
✓Cash flow forecast and runway tracking
✓Revenue scenarios: base, bull, and bear
✓Annual budget and rolling forecast
✓An industry KPI dashboard and monthly reviews
✓Investor reporting and fundraising support
✓Support through a fundraise or acquisition
✓Pricing and unit economics analysis
✓Headcount and comp planning
✓Board preparation and a finance leader on call
The difference

Why Businesses Choose Fincent?

Senior finance leadership backed by your live books, supported by the team that keeps them accurate.

01

An Experienced CFO

Get experienced CFO guidance. Understand cash flow, track performance, and make informed decisions without hiring a full-time CFO.

02

Financial Advice Backed by Your Live Books

Your CFO works with your financial data to build forecasts, monitor cash flow, and track key metrics, helping you make decisions based on actual business performance.

03

A CFO Supported by a Finance Team

Your fractional CFO works alongside bookkeeping and accounting professionals, combining accurate financial records with expert forecasting, financial planning, and strategic guidance.

04

Built for Growth & Important Decisions

From hiring and expansion to fundraising, Fincent helps you evaluate financial risks, plan future investments, and make important business decisions with confidence.

How it works

How Our Fractional CFO Services Work

Fincent's fractional CFO services follow a structured process that combines financial planning, performance reviews, and ongoing strategic guidance to help you make informed business decisions.

1

Get a Dedicated Fractional CFO

We match you with a CFO who understands your business stage and industry. Your CFO reviews your financial information, business goals, and priorities to identify areas where you need financial guidance.

2

Build Your Financial Plan & Forecasts

Your CFO develops financial budgets, forecasts, and key performance metrics aligned with your business goals, helping you plan ahead and understand potential financial risks.

3

Review Financial Performance Every Month

Meet with your CFO for monthly financial reviews covering cash flow, forecasts, business performance, and key financial metrics. Understand your financial position and identify priorities for upcoming decisions.

4

Get CFO Support for Major Business Decisions

Your CFO provides strategic financial guidance for important decisions involving fundraising, hiring, financing, and business growth, with consultation availability based on your selected CFO plan.

Who we work with

Industries We Serve

Fincent provides fractional CFO services for growing businesses across industries, helping companies manage cash flow, plan budgets, improve profitability, and make informed financial decisions.

Small Businesses & Startups

From early-stage startups to growing small businesses, Fincent's CFO advisory services help founders manage cash flow, track runway, prepare financial forecasts, and plan for sustainable growth.

Learn more

Tech & Software

For SaaS, IT services, and software companies, Fincent provides financial forecasting, burn rate analysis, KPI reporting, and profitability insights to support business growth and investment planning.

Learn more

Real Estate & Construction

Financial planning and cash flow forecasting for real estate businesses, contractors, and developers, helping them monitor project profitability, manage costs, and evaluate investment decisions.

Learn more

Nonprofits

Charities, foundations, and nonprofit organizations get budgeting, cash flow planning, and financial reporting support to help manage resources, monitor financial performance, and plan future operations.

Learn more

E-commerce & Retail

For online stores, DTC brands, marketplaces, and retail businesses, Fincent provides cash flow forecasting, pricing reviews, and margin analysis to support profitable growth and inventory investment decisions.

Learn more

Professional Services

Law firms, agencies, consultants, and service businesses get financial forecasting, pricing analysis, and profitability insights to evaluate operating costs, improve margins, and plan business growth.

Learn more

Healthcare Practices

Clinics, dental practices, and other healthcare businesses receive budgeting, cash flow planning, and profitability analysis to help manage operating costs and evaluate expansion opportunities.

Learn more

Manufacturing & Wholesale

Manufacturers, distributors, suppliers, and wholesalers get cash flow forecasting, margin analysis, and financial planning to manage inventory investments, understand costs, and support operational growth.

Learn more
Senior CFOat a part-time cost
Backed byyour live books
100+years of cumulative experience
Board-readyevery month
Loved by founders

Founders who made bigger calls with confidence

“Our fractional CFO built the model that got us through our seed round. Investors trusted the numbers.”
EC
Emily CarterCEO, Sequence
“For the first time I know my runway to the week. It changed how we hire.”
MF
Michael FosterFounder, Brightpath
Good to know

CFO and advisory FAQ

Q.What does a fractional CFO do?+

They handle forecasting, cash, budgeting, fundraising support, and the big financial decisions, on a part-time basis.

Q.How often will we meet?+

Usually monthly for a full review, with your CFO on call for major decisions in between.

Q.Can you help us raise?+

Yes. We build the model, prepare the data room, and support you through diligence and, if needed, an acquisition.

Q.Do I need clean books first?+

It helps a lot. The service works best on top of Monthly Bookkeeping, but we can start either way.

Q.How is this different from a bookkeeper?+

A bookkeeper records what happened. A CFO plans what happens next and helps you decide.

Q.When should I hire a fractional CFO?+

When decisions are getting bigger, cash is tight, or you are planning to raise or scale.

Q.What are fractional CFO services?+

Fractional CFO services provide businesses with part-time financial leadership without hiring a full-time CFO. These services include cash flow management, budgeting, financial forecasting, profitability analysis, and strategic financial guidance to support business growth.

Q.What is included in Fincent's CFO advisory services?+

Fincent's CFO advisory services include cash flow forecasting, budget planning, KPI reporting, profitability analysis, and strategic financial support. Advanced plans also offer fundraising assistance, investor reporting, board preparation, and M&A support.

Q.Does Fincent provide CFO services for small businesses?+

Yes. Fincent offers small business CFO services to help owners monitor cash flow, prepare budgets, review financial performance, and plan for growth without hiring a full-time finance executive.

Q.What is the difference between fractional CFO services and CFO consulting services?+

Fractional CFO services provide ongoing financial leadership, forecasting, and strategic support. CFO consulting services typically focus on specific financial challenges or projects. Fincent's CFO advisory plans offer ongoing financial guidance based on business needs.

Q.Can Fincent's CFO services help improve business profitability?+

Yes. Fincent's CFOs analyze pricing, profit margins, operating costs, and unit economics to identify opportunities for improved profitability. They also provide financial forecasts and performance insights to support informed business decisions.

Senior finance help, without the senior salary.

Get a fractional CFO who builds the plan, watches the cash, and helps you make the big calls, backed by your live books.

Book a TimeSee Pricing